Monthly Archives: November 2021

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96. What You Need to Know About Life Insurance With Neil Himmelstein



Life insurance should be customized to you and your needs. As such, your planning professional should provide you with multiple options for insurance that will fit your lifestyle and unique circumstances.

In this episode, Larry Heller interviews Neil Himmelstein, the owner of Main Street Planning Group. Neil reveals the value of customized life insurance and shares strategies and tips you can start using right away with your life insurance policy.

Neil discusses:

  • The reasons why people need life insurance
  • Identifying possible living benefits
  • The different types of permanent policies
  • Why it is important to review your policies
  • And more

Connect With Neil Himmelstein:

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About Our Guest:

Neil Himmelstein, is an independent wholesaler of insurance products, life disability, fixed annuities and long-term care and strategic partner to advisors across the country. Neil has a graduate degree in economics from the university of Maryland and has done postgraduate studies. He is a proud recipient of the Rudy Stegman award for outstanding achievement in leadership in the industry by long island. Neil has been involved in case design and agency management for over 20 years, specializing in high net worth programs, such as premium finance and restricted property trust and finding solutions for clients with health impairment needs.

 


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95. HWM Strategies to Save Income Taxes on Your Investments



It’s not what you make but what you keep. Do you know that the taxes you pay on your investments can vary?

Well then, this episode is for you!

In this information-packed episode, Larry Heller discusses diversification, taxes, and different strategies you can use to maximize your return by minimizing your taxes. 

Larry discusses: 

  • What cost basis is and how to lower your capital gains tax
  • How to select the proper method for reducing taxes on your mutual funds
  • Why it’s helpful to know what tax bracket you’re in to save you money
  • Why not knowing about mutual fund distributions and turnover can lead to surprise taxes

Resources: 

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