89. Determining the Optimal Investment Asset Allocation For Retirees

July 23, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#Podcast, Asset Allocation, Financial Advisors, Financial Planning, Heller Wealth Management, Investing, Investment, Investors, Market Fears, Panic Selling, Personal Finance, Portfolio, Retire Right, Retirement, StockMarket, Total Return Strategyretireright

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Asset allocation is one of the most important concepts for investors to grasp.

That’s why one of the most-asked investment questions is, “How can we achieve optimal asset allocation, particularly during retirement?”

In this episode, Larry Heller addresses some of your questions and fears about asset allocation for retirees. He provides sound advice on your investments and walks you through some of the ways Heller Wealth Management can assist you in creating a portfolio that is tailored to your specific needs.

Larry Heller discusses:

Why some of the most frequently used asset allocation rules should be avoided when constructing a portfolio
Three factors to consider when creating an optimal asset allocation portfolio
What a withdrawal is
How the Heller Wealth Management Reservoir Strategy works and how it may help you overcome panic selling and market fears
And more

Resources:

Webinars

Connect With Larry Heller

88. How to Travel in a Post-Pandemic World — With Gary Portuesi of Authentic Explorations

July 9, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#COVID-19, #Pandemic, #Podcast, Countries, Exploration, Itinerary, Luxury Travel, Retire Right, Travel, Travel Agents, Travel Consultants, Travel Insuranceretireright

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As New York gradually reopens and restrictions begin to lift, many people are wondering how soon they can resume traveling, how safe travel will actually be, and what needs to be considered before booking their next trip.

Today, Larry Heller speaks with Gary Portuesi, a travel consultant and the managing director and owner of Authentic Explorations. They discuss what travel will be like post-pandemic and how Gary’s skills and experience can help you plan your upcoming trips and adventures.

Gary Portuesi discusses:

COVID-19 procedures, requirements, and conditions in different countries
The challenges and opportunities when travelling abroad
Permanent changes to luxury travel
The benefits of working with travel professionals, consultants, and agents
How Gary creates the ideal itinerary for his clients
And more

Connect With Gary Portuesi

Email Gary
Phone: (646) 767-0089
Authentic Explorations

Connect With Larry Heller

Email Larry
Phone: (631) 293-2806
Heller Wealth Management

About Our Guest:

Gary Portuesi, managing director and owner of Authentic Explorations, fell in love with travel at an early age when he and his family made yearly trips to Italy. Spending summers in Sicily and exploring the northern, central and southern regions through the years, Gary realized that the American idea of Italy fell decidedly short of the real deal. And as he explored other countries, he found the same was true. That’s when he was struck by an idea: why not allow people to explore the authentic sides of the world?

87. Healthy Aging Tips: Food And Fitness After 50 With Author Christine Rosenbloom

June 21, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#Podcast, Author, Christine Rosenbloom, Fitness, Food, Nutrition, Retire Rightretireright

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As you age, many things will change, including your health. How can you stay healthy and active so you can enjoy the retirement you’ve worked so hard to achieve?

Find out in this episode, as Larry Heller speaks with Christine Rosenbloom, President of Chris Rosenbloom Food & Wellness Services, LLC. Christine discusses the benefits of maintaining a healthy lifestyle as you age and shares her top nutrition tips and expert guidance for meeting your fitness goals.

Dr. Christine Rosenbloom discusses:

The best diets for those over 50
How our nutritional needs change as we get older
Types of exercises we should be doing as we age
Whether dietary supplements are a good idea
The importance of protein

Resources:

Connect With Christine RosenBloom

Connect With Larry Heller

About Our Guest:

Christine Rosenbloom: Dr. Rosenbloom is a nutrition consultant to the food and nutrition industries and started her consulting business after a 30-year career in academia. Her journey has led her to combine her interest in sports nutrition with academic training in gerontology to produce an award winning consumer book, Food & Fitness After 50, co-authored with exercise expert, Dr. Bob Murray. She is an active member of the Academy of Nutrition and Dietetics, at local, state and national level, where she was awarded a lifetime achievement award in 2019 for her service.

86. Having the Money Talk With Your Parents

June 7, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#Podcast, Conversations, Finances, Money, Parents, Personal Finance, Retire Rightretireright

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According to a 2019 study by GOBankingRates, 73% of Americans have not had a conversation about finances with their aging parents. Meanwhile, 23% have tried to approach the subject, but their parents refused to engage in the conversation. Furthermore, 19% are afraid to bring up the subject at all, and 17% believe talking about money is a taboo in their family.

However, this talk is not something you should shy away from.

In this episode, Larry Heller highlights the importance of having financial conversations with your aging parents. He shares stories of cases he’s seen over the years, illustrating the benefits that can come with having these conversations — and what can happen to those who don’t have the money talk.

Larry Heller discusses:

The benefits of having financial conversations
Planning documents and why they are important
Different approaches for initiating money conversations with your parents
How Heller Wealth Management assists clients with these conversations
And more!

Resources:

Webinars

Connect With Larry Heller

Episode 85 – The History of Baseball: Where It All Began

May 26, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#Podcast, Baseball, History, Parks, Players, Retire Right, Storiesretireright

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Are you a baseball fan?

If yes, then this is an episode you won’t want to miss!

Join Larry Heller as he sits down with longtime client and baseball historian, Ira Dornstein. Ira Dornstein takes you on a journey through baseball’s history, including unforgettable moments and insider information you may not find anywhere else!

You will learn:

The origin of baseball
Did Abner Doubleday really invent baseball?
Ira’s favorite baseball parks and what makes them unique
Exclusive baseball tales and experiences
Ira Dornstein’s baseball history classes
And more!

Tune in to learn about the history of baseball with guest IRA Dornstein!

Resources: Heller Wealth Management: (631) 293-2806 | Email Larry | Webinars | Baseball History Classes

Episode 84 – Five Common Mistakes to Avoid When Planning for Retirement

May 11, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#Podcast, #Process, Bonds, Investments, Mistakes, Personal Finance, Planning, Portfolios, Retire Right, Retirement Planning, Risks, Successretireright

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Many retirees underestimate the risks associated with their investments and financial plans, which can result in costly mistakes that could have easily been avoided if they had adequately planned for retirement.

To help you avoid making common retirement planning mistakes, in this episode, Larry Heller, CFP® reveals five key planning mistakes and shares tips for avoiding them so that you can Retire Right!

You will learn:

How effective planning prepares you for retirement success
Why you shouldn’t underestimate your investing risks
The importance of updating your documents and plans
And more!

Listen in to discover the five retirement mistakes you should avoid while preparing for retirement!

Resources: Heller Wealth Management: (631) 293-2806 | Email Larry | Webinars

Episode 83 – Why Everyone Should Have Supplementary Uninsured Motorist Coverage — With Attorney Brian Murphy

April 21, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#FinancialPlanning, #Podcast, #RetireRight, Attorney, Auto Insurance, Financial Planning, Four Pillars of your Complete Financial House, Heller Wealth Mangement, Injury, Insurance, Larry Heller, New York, Retire Right, Retirement, SUM Coverageretireright

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Approximately 15% of people behind the wheel don’t have any automobile insurance coverage.

What happens if you’re injured by one of those people?

Find out in this episode, as Larry Heller speaks with Brian Murphy of Rappaport, Glass, Levine & Zullo LLP. As a personal injury trial attorney, Brian represents individuals all over the New York Metropolitan area who have been catastrophically injured due to the negligence of others. Brian shares real-life accidents and educates you on the value of supplementary uninsured motorist (SUM) coverage.

You will learn:

The most important aspects of auto insurance policies
Real-life situations where SUM coverage can be used
How to find out what your SUM coverage is and how much it costs
Whether SUM coverage is covered under your umbrella policy
About no-fault auto coverage
And more!

Listen now to learn about supplement uninsured motorist coverage and how it can protect you!

Resources: Heller Wealth Management: (631) 293-2806 | Email Larry | RGLZ Personal Injury Law: (631) 293-2300 | Email Brian Murphy

Episode 82 – Investors — Focus on What You Can Control

March 29, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#FinancialPlanning, #PersonalFinance, #Plan, #Podcast, #Process, #ProspectiveClients, #RetireRight, Investment, Portfolio, Retire Right, Stock Marketretireright

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When it comes to investing, you don’t need to time the stock market to be successful.

In this episode, Larry Heller, CFP® shares his insight and expertise about investing in the stock market. He explains why you should avoid worrying about short-term market fluctuations which you cannot control. Instead, you should focus on areas that are within your control for the best results.

You will learn:

Why you shouldn’t try to time the market
8 areas you can control when it comes to investing such as:
1. Asset Allocation
2. The importance of a diversified portfolio
3. Why it’s essential to have a strategy
4. Rebalancing

And more!

Tune in today to gain valuable insight on how you can make better decisions when investing in the stock market!

Resources: Heller Wealth Management: (631) 293-2806 | Email Larry

Episode 81 – Retirement Heaven or Hell: Which Will You Choose? — With Authors Mike Drak And Susan Williams

March 17, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#Book, #LifeStyle, #Podcast, #Process, #RetirementPlanning, #RetireRight, Financial Planning, Four Pillars of your Complete Financial House, Heller Wealth Mangement, Larry Heller, Retire Right, Retirementretireright

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“You’ve dreamed of retirement for decades, and have even worked hard to save for it. But what will your life look like when you stop working?”

In this episode, join Larry Heller as he speaks with the authors of Retirement Heaven or Hell, Mike Drak and Susan Williams.

Together, Mike and Susan reveal why they’re on a mission to help people understand the opportunities retirement can offer them and how they can create a retirement that works for them. To help you get started, they share ways you can overcome the challenges of retirement to live with more purpose and balance than ever before!

In this episode, you will learn:

Key principles for a happy, secure, and fulfilling retirement
How to transition into retirement successfully and overcome the shock of a sudden, full-stop retirement
How to find value and purpose after retirement
About “retirement rebels”
And more!

Tune in now to learn how you can make your retirement your own personal heaven with Mike Drak and Susan Willams!

Resources: Heller Wealth Management: (631) 293-2806 | Email Larry | Retirement Heaven or Hell | Mike Drak | Susan Willams

Episode 80 – Understanding the client experience when working with Heller Wealth Management

February 26, 2021Financial Planning, Financial Strategies, Retire Right, Retirement, Retirement Planning#FinancialPlanning, #PersonalFinance, #Plan, #Podcast, #Process, #ProspectiveClients, #RetireRightretireright

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What can you expect when working with us?

Find out in this episode, as Larry Heller guides you through the process he and his team use at Heller Wealth Management!

To help you get an idea of what working with his team will look like, Larry shares detailed insight on how they transform your vision into a financial plan and investment strategy that will help you achieve your financial aspirations and goals.

In this episode, you will learn:

What our goal is when working with clients
Our step-by-step onboarding process
The importance of tax planning
Why you need accurate documentation
And more!

Tune in now to find out what you can expect when working with us at Heller Wealth Management!