Tag Archives: Heller Wealth Management

2022 FEATURE

Preparing for Retirement Through a Non-Financial Lens with Reid Stone (Ep. 104)



Retirement is a huge milestone that you’ve spent your life saving for. But have you planned for what your retirement will actually look like, from a non-financial perspective?

If you ask someone, “what are you going to do in retirement?”, you may find that a lot of people can’t tell you.

In this episode, Larry Heller, CFP®, welcomes Reid Stone, founder and chief executive officer of My Life’s Encore (MLE) to discuss how retirement coaches can be your guide to preparing for the non-financial side of retirement. He challenges you to think about the time spent planning for retirement as an investment that generates future returns.

Reid discusses: 

  • Why it is important to plan for the non-financial aspects of retirement – in the physical, mental, social, and spiritual terms
  • Why retirement is changing and how a retirement coach can be valuable when you are planning for retirement
  • How non-financial planning connects to financial planning to create a more successful and happy retirement
  • How and when to find a retirement coach right for you
  • And more

Resources: 

Connect With Reid Stone:

Connect With Larry Heller:

About Our Guest:

Being part of the financial advisory industry for 20+ years, I noticed that clients are focused on the financial side of retirement but are often unprepared for the non-financial aspects of retirement (The Other Side of Retirement) that include the mental, emotional, social, physical, and spiritual.

My Life’s Encore was originally created to educate advisors, HR professionals, and the general public about the importance of planning for the non-financial aspects of retirement. I believe that education and guidance are the keys to a more successful retirement.

My focus is helping financial services companies educate clients and implement non-financial retirement planning to help clients and also benefit their firm. You can learn more about the changing face of retirement at MyLifesEncore.com. My white paper, The Strategic Value of Helping Clients Plan Their Ideal Retirement Lifestyle- Planning for the Non-Financial Aspects of Longevity In An Age of Longevity, is available for download from my website (under Resources).

In previous roles I led financial advisory firm operations. I enjoyed strategically growing and developing the businesses by continuously improving both operational efficiency and the client experience. Areas of leadership include project management, investment operations, investment performance reporting, technology integrations, compliance, hiring, training, and EOS (from the book Traction).

Outside of the office I enjoy anything that keeps me active- bicycling, kayaking, walking, longboarding- as well as following the local sports teams and reading.

 


2022 FEATURE

What You Can Expect When Working with Heller Wealth Management (Ep. 102)



Our firm creates financial resilience, find out what that means.  

In this episode, Larry Heller, CFP®, highlights how his business is so much more than just an investment management company—it is a place where you can achieve financial resilience. Larry dives into all the ways that they help their clients achieve their financial goals.

Larry discusses:

  • Why it is important to know your ambitions and desires before creating an investment plan
  • The importance of tax strategies when it comes to your investments and how to keep the most money
  • Creating a financial plan so you know how much you need to save before retirement and how much you can spend after retirement
  • Making sure your legacy plan is properly set up to your wishes
  • And so much more!

Connect With Larry Heller:


2022 FEATURE

Applying Positive Manipulation in 2022 with Donna Martini (Ep. 101)



Do you have a mantra that you repeat to yourself daily? How do you ensure that you are in the right mindset to accomplish all that you set out to do in a day?

Larry is thrilled to have Donna Martini, cognitive coach and creator of Positive Manipulation®, back on the show for the latest episode of Life Unlimited!

Larry and Donna discuss how positive manipulation can be applied to your personal aspirations to achieve success. Donna shares her expertise about the power of the mind and how concepts like mantras can be used to shift your outlook on life.

Larry and Donna discuss:

  • The long term effects of using mantras and applying self-healing processes to your life
  • The power of visualization in terms of success and how this process can lead you to happiness in various aspects of your life
  • How the human body is connected to the earth, and the ways in which the pandemic has contributed to a disconnect
  • And more!

Resources: 

Connect With Donna Martini:

Connect With Larry Heller:

About Our Guest: 

Donna Martini is a cognitive coach and student of psychology who has authored many books including “My Mini Book of Mighty Mantras” and the “10 Commandments of Divorce”. She helped people tap into their inmate spiritual power and human potential. Donna has been a wellness and green activists for over three decades and recently created a cartoon character named Mantra Mouse to help spread messages of unconditional love, unity and forgiveness.

Her company, DM Enterprises, LLC is a one-stop, design-to-completion entity that promotes physical, emotional, mental, and spiritual well-being through innovative environmental enhancements and the encouragement of a resolute mindset and healthy lifestyle practices. Every program, book, seminar, and office enhancement is custom fit to meet client needs. 


2022 FEATURE

100. The 100th Episode: Introducing Life Unlimited



“We hit 100 and we’re not stopping!” – Larry Heller, CFP®

Larry has reached his 100th episode of the Retire Right podcast, a huge milestone in podcasting. During these episodes, Larry has provided his audience with all kinds of valuable information on various topics surrounding retirement. 

Now, we’re taking a moment to reflect on the podcast so far — and to break down the exciting news of the rebrand of the Retire Right podcast to the newly titled Life Unlimited. Find out what you can expect for the future of the podcast, as Larry looks back on how far he’s come!

Larry also discusses: 

  • What inspired the change from “Retire Right” to the “Life Unlimited” podcast
  • His favorite highlights and guests from previous episodes, including a professional organizer and a full-size model train enthusiast
  • How you can suggest topics and content ideas for the Life Unlimited podcast
  • Where you can expect to find the podcast — including video recordings
  • And so much more!

Resources: 

Connect With Larry Heller:


Do NOT USE

99. Five Important Steps to Take Before Retiring



What are you going to do every day in retirement? As you think a little bit more about retirement, there are five important planning steps to keep in mind. 

In this episode, Larry Heller discusses each of the five steps to start planning for a well lived retirement. This episode will help you start visualizing your dream retirement and what it looks like for you!

Larry discusses: 

  • Visualizing your future life
  • Tax and legacy planning
  • How much money is enough money
  • The impacts of long-term illness
  • And much more!

Resources: 

Connect With Larry Heller:


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94. How Climate Change Can Impact Home Insurance with Paul Wickel



These days, climate change is a big topic everyone is talking about. But do you know what is and isn’t covered under your home insurance policy?

In this episode, Larry Heller talks with Paul Wickel, a insurance producer at Remco Agency, about the different homeowner policies available and what you might be missing in your coverage to protect yourself from expensive claims.

Paul discusses: 

  • Who needs flood insurance––and what it does and does not cover
  • How to know if you have the insurance coverage for your climate
  • Ways insurance companies are helping homeowners
  • The common drawbacks for homeowners purchasing insurance
  • And more

Connect With Paul Wickel:

Connect With Larry Heller:

About Our Guest: 

Paul Wickel is an independent insurance broker with Remco Agency on Long Island. Paul holds a number of industry related achievements and degrees and has over 37 years experience serving individuals and small businesses in the tri-state area. Paul’s specialty is working with high net worth individuals.

 


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92. The SilverBills Solution to Bill Payment With Marci Lobel-Esrig



Do you struggle with making sure your household bills are paid correctly and on time? Did you know that there are options designed to help you stay on track securely and without stress?

In this episode, Larry Heller speaks with Marci Lobel-Esrig, founder and chief executive officer of SilverBills, a concierge bill management company designed to help the elderly age with dignity and security. Marci explains the SilverBills program and how the service works to help individuals decrease their financial stress by automating the payment of their household bills.

Marci discusses: 

  • What SilverBills is and who they serve
  • The cost of the service and how it works to assist the elderly with their household bills
  • How SilverBills can improve your financial wellbeing
  • And more

Connect With Marci Lobel-Esrig:

Connect With Larry Heller

About Our Guest:

Marci founded SilverBills after witnessing the challenges faced by her elderly relatives paying bills on time and correctly. As an accomplished attorney adept at solving complex issues, Marci leads the team at SilverBills which successfully developed a technology solution to the problem of paying bills accurately. Marci has been a practicing attorney for more than 20 years. For approximately 8 years until 2015, she was an in-house attorney for a well-known real estate investment company. 


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89. Determining the Optimal Investment Asset Allocation For Retirees



Asset allocation is one of the most important concepts for investors to grasp. 

That’s why one of the most-asked investment questions is, “How can we achieve optimal asset allocation, particularly during retirement?”

In this episode, Larry Heller addresses some of your questions and fears about asset allocation for retirees. He provides sound advice on your investments and walks you through some of the ways Heller Wealth Management can assist you in creating a portfolio that is tailored to your specific needs.

Larry Heller discusses: 

  • Why some of the most frequently used asset allocation rules should be avoided when constructing a portfolio
  • Three factors to consider when creating an optimal asset allocation portfolio
  • What a withdrawal is
  • How the Heller Wealth Management Reservoir Strategy works and how it may help you overcome panic selling and market fears 
  • And more

Resources: 

Connect With Larry Heller