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Planning for retirement in your sixties involves a series of decisions that shape the rest of your life. Many retirees and pre-retirees are unsure how Social Security, healthcare, taxes, investments, and estate planning all work together, and this uncertainty can lead to costly missteps.

In this episode, Larry Heller, CFP®, CDFA®, breaks down the most common mistakes he sees people make during this decade and explains how thoughtful planning can help you approach retirement with clarity and confidence. He highlights real-world scenarios where timing, income needs, and coordination across financial decisions can make a meaningful difference for retirees and their families.

What to expect:

• The Social Security mistakes many people make at ages 62 to 67
• How income needs, longevity, and spousal benefits affect the right claiming strategy
• Why knowing your spending is one of the most powerful pieces of retirement planning
• Healthcare planning essentials, including Medicare, IRMAA, and long-term care
• Managing investments in your sixties without becoming too conservative too quickly
• Missed tax opportunities such as Roth conversions and withdrawal sequencing
• Emotional preparation and lifestyle planning for a fulfilling retirement
• Why updated estate documents and beneficiary designations matter
• And more!

Resources:

• Download the checklist: Key Retirement Decisions in Your 60s

Connect with Larry Heller: 

• (631) 248-3600
• Schedule a 20-Minute Call
• Heller Wealth Management
• LinkedIn: Larry Heller, CFP®, CDFA®, CPA
• YouTube: Retirement Unlocked with Larry Heller, CFP®