#Divorce – Life Unlimited

Life Beyond Divorce: Focusing on the Future with Gabrielle Clemens (Ep. 138)

By Life Unlimited | October 11, 2023

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Juggling the various aspects of your life can not only be tricky, it can be very overwhelming. And then, just when you think you’ve got a handle on it all, a ball comes crashing down. No matter your financial situation, you deserve to come out happy and secure after a divorce.

In this episode of Life Unlimited, host Larry Heller, CFP®, CDFA® focuses on helping women through the divorce process with guidance and expertise from Gabrielle Clemens, an award-winning attorney, and CDFA®. Listen as she shares her knowledge in divorce taxation, estate planning, and finance so women can focus on their future and set concrete goals. She also talks about her book, “Marriage is About Love, Divorce is About Money,” which sheds light on understanding the three levels of divorce, and how to make logical decisions pertaining to your post-divorce life.

Gain insight as Larry and Gabrielle discuss:

How to focus on the future and set concrete goals
Which professionals to include in your “divorce team”
A cost-benefit analysis in decision-making during divorce
The importance of aligning your interests with those of your attorney
Finding happiness
And more

Resources:

“Marriage is About Love Divorce Is About Money” by Gabrielle Clemens
The Gray Divorce Phenomenon: Redefining Your Life and Retirement with Andrew Hatherley (Ep. 133)
Mastering Divorce: Protecting Your Assets and Future with Lisa Zeiderman (Ep. 134)

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Mastering Divorce: Protecting Your Assets and Future with Lisa Zeiderman (Ep.134)

By Life Unlimited | August 9, 2023

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In today’s episode, Lisa Zeiderman, Esq., CDFA®, CFL™, and Managing Partner at Miller Zeiderman LLP, sheds light on the complexities and processes of divorce, particularly when it occurs later in life. This episode offers essential guidance to effectively navigate the challenges that may arise when dealing with shared assets and liabilities, the emotional strain of divorce, or intricate matters related to business ownership and tax implications.

Listen as Larry Heller, CFP®, CDFA®, and Lisa share valuable insights on critical questions to ask when searching for a divorce attorney. They also discuss why divorce proceedings can differ when you own a business and delve into other significant issues, such as imputation of income, division of assets and liabilities, and maintenance laws.

Throughout this episode, you will gain useful insight surrounding divorce including:

Who to seek for help when dealing with assets, liabilities, and equitable distribution.
The emotional toll that divorce can have on your physical and mental well-being.
Tax implications surrounding the sale of the matrimonial home.
Considerations to keep in mind when divorcing with children, especially concerning custody arrangements.
How to address separate property claims, such as inherited assets or pre-marital property.

Connect with Lisa Zeiderman:

Connect with Larry Heller:

About Our Guest:

Lisa Ziderman is a highly respected managing partner at Miller Ziderman LLP in New York. As a matrimonial attorney, CFL™ and certified divorce financial analyst, she specializes in complex financial and custody divorce cases for high net-worth individuals with multiple prestigious awards and memberships, including being named a notable woman attorney.

And a notable diverse lawyer by Cranes, New York. Lisa is a trusted expert in her field. She has been featured in renowned publications like Psychology Today and Financial Advisor Magazine.

QDROs & Divorce: Understanding the Settlement of Retirement Assets with Derrick A. Rubin, Esq. (Ep. 124)

By Life Unlimited | March 8, 2023

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Most people don’t prepare for a divorce before they get married. In most divorces, property that was acquired during the marriage is subject to division between the spouses depending on a number of factors.

Dividing assets and understanding how they are calculated post-separation is a crucial step in the divorce process. A QDRO can be used to divide retirement assets between the two spouses as a part of the property settlement.

In this episode, Larry Heller, CFP®, is joined by Derrick A. Rubin, partner at Wisselman, Harounian & Associates to discuss how you can navigate a divorce when it comes to using a QDRO to split assets.

Derrick focuses on:

What a QDRO (Qualified Domestic Relations Order) is, and how it works
How various retirement plans differ in divorce settlements
The process of equitable distribution
And more

Connect with Derrick Rubin:

Connect with Larry Heller:

About Our Guest:

Derrick A. Rubin, Esq. is a Partner at Wisselman, Harounian & Associates, P.C. and has been with the firm since 1997. He has been recognized by Newsday as an expert in matrimonial law and has been named a New York Metro Super Lawyer for 7 consecutive years. In addition to matrimonial law, he has extensive experience in residential and commercial real estate, estate planning, civil litigation and criminal and business law.

Everything You Need To Know About Prenuptial Agreements With Sandra Radna, Esq (Ep.114)

By Life Unlimited | October 4, 2022

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Despite common belief, prenuptial agreements are not just for the ultra-rich. They can benefit anyone from any financial background.

In this episode, Larry Heller, CFP invites matrimonial attorney Sandra Radna, Esq to discuss prenuptial agreements and what benefits they serve to both individuals in a marriage.

Sandra also discusses how prenuptial agreements do not come as one-size-fits-all, and highlights how you can create an agreement that matches your wants and needs.

Sandra discusses:

How prenuptial agreements can protect you and your spouse during a marriage
Why prenuptial agreements are not just for multi-millionaires (despite common belief)
How much time prior to the wedding you should establish a prenuptial agreement
What is a postnuptial agreement?
And more

Resources:

Connect With Sandra Radna:

Connect With Larry Heller:

About Our Guest:

Sandra M. Radna Esquire is an award-winning New York attorney and the owner of Sandra M. Radna P.C. Sandra has been published and quoted in a number of periodicals concerning the intersection of finances and matrimonial law, including CNBC.com, Yahoo Finance Observer, Business Insider, and more. She’s also the author of the book “You’re Getting Divorced…Now What?”.

The Do’s and Don’ts When Facing a Divorce With Ilyssa Panitz (Ep.106)

By Life Unlimited | May 26, 2022

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It can be extremely emotional and difficult to navigate the many hurdles that come with a divorce.

In this episode, Larry Heller, CFP®, joins Ilyssa Panitz, a divorce journalist, who shares practical insights on both the financial and non-financial Dos and Don’ts when navigating a divorce.

Ilyssa discusses:

The first steps you should take in a divorce and how it influences your financial future
Other Professionals beside your Matrimonial Attorney
Where to get support when going thru a divorce
The importance of not disrespecting the other parent in front of your children
Advice for how to transition smoothly into a new stage of life post-divorce
And more

Resources:

Connect With Ilyssa Panitz:

Connect With Larry Heller:

About Our Guest:

Ilyssa Panitz is the only divorce journalist solely committed to helping others navigate this major life transition by exclusively covering every angle of this topic.

Ilyssa writes a daily column on divorce for Authority magazine on Medium. She also serves as an editorial producer for the national association of divorce professionals and was former co-host of All Things Divorce on Clubhouse. Most recently, Ilyssa has been able to reach an even wider audience through her role as creator writer, producer, and host of a national radio show called The Divorce Hour with Ilyssa Panitz that airs every Saturday and Sunday on CRN digital talk radio, and then on Spotify, Google podcasts, iTunes.

While navigating many of the hurdles that come with divorce, Ilyssa has developed both an emotional and practical insight to this transition, which she is passionate about sharing with others. Ilyssa fully understands the ups and downs of the journey and is making it her mission to help educate, guide, empower, comfort, and build confidence in others going through this painful experience. Ilyssa Panitz is known as the divorce journalist.

How Getting Divorced After 50 Impacts Retirement Planning (Ep.105)

By Life Unlimited | April 27, 2022

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Getting divorced later in life can be more complicated than you may anticipate. Have you considered how your retirement plan will be impacted if you and your spouse separate?

In this episode, Larry Heller, CFP®, explains how divorce later on in life can impact your retirement planning, and what steps you can take when going through the divorce process. He also shares how you can gain more control over what happens to your investments and assets during a divorce.

Larry discusses:

Why it is important to determine who is the non-financial spouse
Why your housing costs can have a significant impact on your retirement plan
Why it’s helpful to know what your living expenses and income is prior to divorce
The importance of knowing the rules of Social Security if you’re divorced
And more

Resources:

10 Step Process for Divorcees by Heller Wealth Management

Connect With Larry Heller:

Three Methods For Resolving Divorce Disputes — With Attorney Michael Fried (Ep. 79)

By Life Unlimited | February 12, 2021

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Are you thinking of settling your divorce out of court? Here’s what you need to know!

In this episode, Larry Heller welcomes Michael Fried, partner at Berkman Bottger Newman & Schein LLP. As an experienced litigator and trial attorney in the field of matrimonial and family law, Michael breaks down three types of dispute resolution services he provides at his matrimonial firm in New York. Plus, he shares his insight on COVID-19’s impact on divorce rates.

In this episode, you will learn:

How the pandemic has impacted divorces
Methods for resolving divorce disputes — and the pros and cons of each
How to select the best process for both parties
How Micheal acts as a “consulting attorney” during the mediation aspect of his practice
And more!

Tune in now to discover Michael’s three methods for resolving divorce disputes!

Resources: Heller Wealth Management: (631) 293-2806 | Email Larry | Berkman Bottger Newman & Schein LLP: (212) 867-9123