Tag Archives: Financial Advisor

Everything You Need To Know About Prenuptial Agreements With Sandra Radna, Esq (Ep.114)

October 4, 2022Financial Planning, Financial Strategies, Larry Heller, Life Unlimited, Retirement, Retirement Planning#Divorce, #Podcast, Assets, Divorce Advice, Divorce Law, Finance, Financial Advisor, Financial Planning, Law, Life Unlimited, Marriage, Money Management, Prenuptial AgreementsLife Unlimited

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Despite common belief, prenuptial agreements are not just for the ultra rich. They can benefit anyone from any financial background.

In this episode, Larry Heller, CFP invites matrimonial attorney Sandra Radna, Esq to discuss prenuptial agreements and what benefits they serve to both individuals in a marriage.

Sandra also discusses how prenuptial agreements do not come as one-size-fits-all, and highlights how you can create an agreement that matches your wants and needs.

Sandra discusses:

How prenuptial agreements can protect you and your spouse during a marriage
Why prenuptial agreements are not just for multi-millionaires (despite common belief)
How much time prior to the wedding you should establish a prenuptial agreement
What is a postnuptial agreement?
And more

Resources:

Connect With Sandra Radna:

Connect With Larry Heller:

About Our Guest:

Sandra M. Radna Esquire is an award-winning New York attorney and the owner of Sandra M. Radna P.C. Sandra has been published and quoted in a number of periodicals concerning the intersection of finances and matrimonial law, including CNBC.com, Yahoo Finance Observer, Business Insider, and more. She’s also the author of the book “You’re Getting Divorced…Now What?”.

Navigating The Myriad of Tasks After The Loss of a Loved One with Ronnie Genser (Ep.113)

September 26, 2022Financial Planning, Financial Strategies, Larry Heller, Life Unlimited, Retirement, Retirement Planning#Podcast, Finance, Finance Podcast, Financial Advisor, Financial Plan, Financial Planning, Financial Services, Funeral, Life Unlimited, Losing A Loved One, Marriage, Planning, Retirement, Social SecurityLife Unlimited

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One of the last things you want to worry about when you lose a loved one are the numerous non-financial tasks after the loss of a loved one.

Unfortunately, this is the reality for a lot of people.

In this episode, Larry Heller invites Ronnie Genser, President at Bereavement Navigators, to discuss all you need to know when it comes to navigating the myriad of taxes after the loss of a loved one, especially a spouse.

Ronnie discusses:

How the loss of a loved one impacted her career and finances
How to prepare for the loss of a spouse from a non-financial standpoint
What inspired her to found Bereavement Navigators, a company that helps widows and widowers navigate the myriad of non-legal and non-legal and non-financial aspects of losing a loved one
How to navigate Social Security for the deceased without the headache
And more

Resources:

Life Unlimited: What You Need To Know About Retiring in a Recession (Ep.112)

Connect With Ronnie Genser:

LinkedIn: Ronnie Genser

Connect With Larry Heller:

About Our Guest:

Ronnie Gensers’ professional background includes over 20 years in international and domestic sales, marketing, training and consulting.

Unfortunately, Ronnie’s successful career path took an unexpected turn after the sudden death of her husband. The things Ronnie learned about what she needed to do after her husband’s death include how to organize the numerous and unexpected tasks and the resources she found and the tips she learned. She now shares her work as a Bereavement Navigator with widows, widowers, adult children, and other relatives who have lost loved ones.

What You Need to Know About Fiduciary Duty Claim For Financial Professionals With Stephen Brodsky (Ep.103)

March 16, 2022Financial Planning, Financial Strategies, Life Unlimited, Retirement, Retirement Planning#Podcast, Fiduciary Duty, Financial Advisor, Financial Professional, Law, Life Unlimited, Mazzola Lindstrom LLP, Stephen BrodskyLife Unlimited

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What is a fiduciary? Investment advisors, financial advisors, and wealth managers can all adhere to different legal obligations. But how do those duties differ between different types of financial professionals?

In this episode, Larry Heller, CFP®, welcomes Stephen Brodsky, Esq., a corporate partner as they explore fiduciary duties in the financial industry. Stephen helps to simplify the legal terms used by financial professionals to give you a better understanding of their duties. Larry and Stephen discuss whether all financial advisors should be a fiduciary. Why and why not?

Stephen discusses:

What a fiduciary is in practical terms
What a Regulatory Best Interest (Reg BI) is and what it means
How his chapter in “Fiduciary Duty Claims Involving Investment Advisers and Other Financial Professionals” helps to clarify this often-confused part of the financial world
And more

Resources:

https://www.americanbar.org/products/inv/book/419072477/

Connect With Stephen Brodsky:

Email Stephen
(646) 216-8300 Ext. 114
M: (516) 314-1407
LinkedIn: Stephen Brodsky
Mazzola Lindstrom LLP

Connect With Larry Heller:

About Our Guest:

Stephen Brodsky is a litigation and corporate partner with Mazzola Lindstrom LLP in New York City. He represents private companies, business owners, and executives in their business dealings and disputes. His practice is a mix of outside general counsel representation, transactional work, and complex commercial litigation. He spent the first half of his career in “big law” and has practiced for over twenty-five years. Outside of his practice, he serves in leadership positions both in the American Bar Association and New York State Bar Association. Stephen is also the author of a Chapter in a recently published Book discussing Fiduciary Duty Claims Involving Investment Advisers and other Financial Professionals.

98. Year-End Planning Recommendations for Retirees

December 17, 2021Financial Planning, Financial Strategies, Larry Heller, Retirement, Retirement PlanningAssets, Charitable Contributions, Estate Planning, Financial Advisor, Investment, Retire Right, Retirement Accounts, Roth ConversionsLife Unlimited

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If you still haven’t started your year-end planning yet, now is the time to start. Planning will help you keep more money in your pocket and less in the government’s pocket.

In this episode, Larry Heller shares year-end planning recommendations for retirees so you don’t miss any of these timely planning opportunities.

Larry discusses:

Why retirees need to take their acquired minimum distributions
Ways you can save money from taxes
Roth conversion and cash flow planning strategies
Charitable contribution planning strategies
And more

Connect With Larry Heller:

97. 10 Common Estate Planning Mistakes Made by Divorcees With Keren Birnbaum, Esq.

December 6, 2021Financial Planning, Financial Strategies, Larry Heller, Retirement, Retirement Planning#Podcast, Assets, Estate Planning, Financial Advisor, Keren Birnbaum, Retire Right, Retirement Accounts, Schwartz EttengerLife Unlimited

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You don’t know what you don’t know. Whether you are contemplating divorce or are in the process, you want to protect yourself by having the proper communication and documentation.

In this episode, Larry Heller talks with Keren Birnbaum, Esq. a partner with Schwartz Ettenger, PLLC who focuses on estate planning, trust and estate administration, and elder law. Keren shares 10 common estate planning mistakes that divorcees need to be aware of to retire right.

Keren discusses:

Repercussions of not having estate planning documents
The mistake of not updating your estate planning documents
Not updating beneficiary designations in your retirement accounts and insurance policies
Why it’s critical to educate yourself on the assets you own
And more

Connect With Keren G. Birnbaum, Esq:

Connect With Larry Heller:

About Our Guest:

Keren G. Birnbaum, Esq. is a Partner with Schwartz Ettenger, PLLC where she concentrates her practice in the areas of Estate Planning, Trust and Estate Administration and Elder Law. She has over 10 years of experience advising clients on how to protect themselves, their loved ones and their business in the event of death, incapacity or disability.

Ms. Birnbaum earned her law degree at Hofstra University School of Law and her Bachelor’s Degree at Brandeis University. She is admitted to the New York State Bar, is a member of the New York State Bar Association, Queens County Bar Association, Brandeis Association, and is an active member of the Elder Law and Trusts and Estates Sections of the New York State Bar Association. Ms. Birnbaum has also lectured and published articles on various elder law and estate planning issues.