Tag Archives: Portfolio

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91. How Much Cash Should You Have in Retirement?



Whether you’re three years away from retirement or are in retirement now, many pre-retirees and retirees have the same question in mind: How much cash do I really need?

In this episode, Larry Heller reveals his answer to this question and shares what’s going to have a dramatic effect on your cash during your retirement planning. Plus, he discusses how to stay the course with your money so you can retire right.

Larry discusses: 

  • The importance of knowing your annual expenses
  • Why Cash in a low interest rate environment
  • The “Sleep Factor”
  • And more

Resources:

Connect With Larry Heller:


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89. Determining the Optimal Investment Asset Allocation For Retirees



Asset allocation is one of the most important concepts for investors to grasp. 

That’s why one of the most-asked investment questions is, “How can we achieve optimal asset allocation, particularly during retirement?”

In this episode, Larry Heller addresses some of your questions and fears about asset allocation for retirees. He provides sound advice on your investments and walks you through some of the ways Heller Wealth Management can assist you in creating a portfolio that is tailored to your specific needs.

Larry Heller discusses: 

  • Why some of the most frequently used asset allocation rules should be avoided when constructing a portfolio
  • Three factors to consider when creating an optimal asset allocation portfolio
  • What a withdrawal is
  • How the Heller Wealth Management Reservoir Strategy works and how it may help you overcome panic selling and market fears 
  • And more

Resources: 

Connect With Larry Heller


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Episode 82 – Investors — Focus on What You Can Control



When it comes to investing, you don’t need to time the stock market to be successful.   

In this episode, Larry Heller, CFP® shares his insight and expertise about investing in the stock market. He explains why you should avoid worrying about short-term market fluctuations which you cannot control. Instead, you should focus on areas that are within your control for the best results. 

You will learn:  

  • Why you shouldn’t try to time the market 
  • 8 areas you can control when it comes to investing such as: 
    1. Asset Allocation 
    2. The importance of a diversified portfolio 
    3. Why it’s essential to have a strategy 
    4. Rebalancing  
  • And more! 

 Tune in today to gain valuable insight on how you can make better decisions when investing in the stock market! 

Resources:  Heller Wealth Management: (631) 293-2806 | Email Larry