Category: Retirement Planning

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Your Retirement Paycheck (Ep. 35)

Your Retirement Paycheck (Ep. 35)

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The transition from the work world to the retirement world can take a while to get used to. Sometimes, peace of mind can come from being able to recreate a paycheck every month.

In this episode, Larry Heller recommends variables and strategies to consider as you plan to create your retirement paycheck.

Today you will learn:

    • What it means to have a retirement paycheck

 

    • How planning for a retirement paycheck can help you figure out how much money you truly need each month

 

    • What role fixed payment plays when calculating your retirement paycheck

 

    • Three retirement portfolio strategies that you can use to recreate a retirement paycheck

 

    • Factors to consider when deciding which approach is best for you

 

    • Why you might not need to change your lifestyle in order to meet financial goals during retirement

 

    • Which factors might influence which accounts you draw your retirement paychecks from

 

    And more!

Tune in now and learn how you can start planning out your retirement paycheck, so you can retire right!

Resources: Heller Wealth Management

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Don’t Fall for These Common Misconceptions About Medicaid (Ep. 30)

Don’t Fall for These Common Misconceptions About Medicaid (Ep. 30)

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Do you know the difference between Medicare and Medicaid?

Today, Larry Heller breaks down common misconceptions with the help of Kevin Condon, a lawyer who specializes in elder law estate and long-term care planning.

To help listeners understand the inner workings of Medicaid, Larry and Kevin explain how it differs from Medicare. Then they clear up misconceptions they’ve both encountered with clients, including the belief that you can’t ever qualify for Medicaid if you have too many assets, or that your assets are protected from Medicaid in a revocable trust.

Kevin also outlines why it’s important to plan and protect your assets, even if you don’t think you need to plan for Medicaid. He also discusses the best age to start preparing.

Tune in today for an information-packed episode of helpful tips that will help you better prepare for your retirement.

Resources:

Heller Wealth Management | Grenier, Humes & Nolan, LLP | Kevin Condon: 631-694-2626 or kcondon@ghnlawgroup.com

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Does Your Advisor Do This? Strategies to Optimize After a Tax Return (Ep. 13)

Does Your Advisor Do This? Strategies to Optimize After a Tax Return (Ep. 13)

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While it’s valuable to build wealth, it’s also equally important to keep your money. Taxes are one of the key things that we should account for in doing so. The more you can save on taxes, the more money you can potentially earn. It’s important for your financial advisor to look at all strategies available to help optimize tax and ensure you’re keeping most of your money intact.

Learn more about tax optimization in this podcast:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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The Social Security Conundrum Part 4: Divorcees and Widows / Coordinating Benefits with Other Assets and Income Streams (Ep. 12)

The Social Security Conundrum Part 4: Divorcees and Widows / Coordinating Benefits with Other Assets and Income Streams (Ep. 12)

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Survivor and Divorce benefit options are one of the largest aspects of Social Security that most people do not understand.  Those who are eligible for the benefits may miss out on a lot of value, as they are not aware of the benefits and what they are entitled to. Larry shares more on understanding the benefits and how to efficiently maximize your Social Security.

Learn more about the Social Security conundrum series in this podcast:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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The Social Security Conundrum – Part 3: Innovative Ways to Coordinate Benefits with Your Spouse (Ep. 11)

The Social Security Conundrum – Part 3: Innovative Ways to Coordinate Benefits with Your Spouse (Ep. 11)

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Maybe you’re planning to apply for Social Security today, a year from now, or 10 years from now. Will you and your spouse know how to maximize its potential benefits? There’s a lot to know, but Larry spells it all out in his latest podcast.

Listen in as Larry explains innovative ways that you can coordinate Social Security benefits with your spouse:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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The Social Security Conundrum – Part 2: When Should I Apply for Social Security? (Ep. 10)

The Social Security Conundrum – Part 2: When Should I Apply for Social Security? (Ep. 10)

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Many people make mistakes when determining the best time to start taking their social security. Everyone is different, which makes every situation is unique. There isn’t one clear strategy that fits everyone’s needs. In this podcast, Larry shares the primary five factors you need to consider while deciding when to start taking your social security.

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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The Social Security Conundrum – Part 1 (Ep. 9)

The Social Security Conundrum – Part 1 (Ep. 9)

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In this podcast, Larry shares insight on the Social Security benefits to help clear up the misunderstandings people commonly have.  This four-part series will help you understand the ins and outs of Social Security, including eligibility, when to collect, and what to collect.

Learn more about Social Security in this podcast with Larry Heller, as he discusses the first part of the four-part series:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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How Much Can I Spend In Retirement? – 4 Questions (Ep. 8)

How Much Can I Spend In Retirement? – 4 Questions (Ep. 8)

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In this podcast, Larry Heller shares the biggest question people ask when nearing retirement: “How much money can I spend?” Most people don’t even know the amount they spend currently, and in order to determine what they can spend in retirement, they need to know their current expenses.

Here are 4 questions that need to be answered to determine what you can spend in retirement:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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The 7 Biggest Concerns Clients Have When Preparing for Retirement (Ep. 7)

The 7 Biggest Concerns Clients Have When Preparing for Retirement (Ep. 7)

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Larry shares more about the concerns clients have when preparing for retirement. Over the years, financial professionals have met with hundreds of clients, and for the most part, they have similar concerns. In fact, there are seven concerns that stand out from the rest, as they are the main points people looking to retire are most worried about.

Learn more about the seven biggest concerns clients have when preparing for retirement in this podcast:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management

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Fourth Pillar of the Complete Financial House – Progress (Ep. 6)

Fourth Pillar of the Complete Financial House – Progress (Ep. 6)

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Larry shares more on the Fourth Pillar of the Complete Financial House – Progress. A financial planner will help you set a strategy and game plan towards your goal, although sometimes it’s hard to stay on track with plans we’ve put in place. Having a planner who is fully dedicated to the plan is recommended. We also want to keep looking at the plan regularly and have short-term goals we can meet outside of the long-term plan. This way, we can see our progress and be sure that we are going in the right direction.

Learn more about the Fourth Pillar of the Complete Financial House in this podcast:

Learn How to Retire Right with Complete Financial Advice at: Heller Wealth Management