Tag Archives: Asset Allocation

Navigating A Bear Market As A Soon-To-Be Retiree (Ep.111)

August 18, 2022Financial Planning, Financial Strategies, Larry Heller, Life Unlimited, Retirement, Retirement Planning#Podcast, Asset Allocation, Bear Market, Heller Wealth Management, Investing, Life Unlimited, Recession, Roth Conversions, Stock MarketLife Unlimited

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You’ve done it. You’ve invested, saved, and properly allocated your money to live a fulfilling retirement. But now the economy has entered a bear market and you don’t have as much money as you thought.

A bear market can cause you to make knee-jerk reactions that can affect your retirement plan.

In this episode, Larry Heller, CFP® discusses how to navigate a bear market and shares some strategies to use when going through a bear market in retirement.

Larry discusses:

How to find out your risk tolerance in a bear market
How you can review and rebalance your asset allocation during a bear market
What you should be doing with your cash right now
Ways to remain calm when your portfolio continues to go down
And more

Resources:

Life Unlimited: Transitioning Into Retirement and Gaining a New Purpose with George Jerjian (Ep.110)

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91. How Much Cash Should You Have in Retirement?

September 8, 2021Financial Planning, Financial Strategies, Larry Heller, Retirement, Retirement Planning#Podcast, Asset Allocation, Cash, Portfolio, Retire Right, RetirementLife Unlimited

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Whether you’re three years away from retirement or are in retirement now, many pre-retirees and retirees have the same question in mind: How much cash do I really need?

In this episode, Larry Heller reveals his answer to this question and shares what’s going to have a dramatic effect on your cash during your retirement planning. Plus, he discusses how to stay the course with your money so you can retire right.

Larry discusses:

The importance of knowing your annual expenses
Why Cash in a low interest rate environment
The “Sleep Factor”
And more

Resources:

“Here’s how much cash financial advisors say retirees really need, according to financial advisors” by Kate Dore CFP®

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89. Determining the Optimal Investment Asset Allocation For Retirees

July 23, 2021Financial Planning, Financial Strategies, Larry Heller, Retirement, Retirement Planning#Podcast, Asset Allocation, Financial Advisors, Financial Planning, Heller Wealth Management, Investing, Investment, Investors, Market Fears, Panic Selling, Personal Finance, Portfolio, Retire Right, Retirement, StockMarket, Total Return StrategyLife Unlimited

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Asset allocation is one of the most important concepts for investors to grasp.

That’s why one of the most-asked investment questions is, “How can we achieve optimal asset allocation, particularly during retirement?”

In this episode, Larry Heller addresses some of your questions and fears about asset allocation for retirees. He provides sound advice on your investments and walks you through some of the ways Heller Wealth Management can assist you in creating a portfolio that is tailored to your specific needs.

Larry Heller discusses:

Why some of the most frequently used asset allocation rules should be avoided when constructing a portfolio
Three factors to consider when creating an optimal asset allocation portfolio
What a withdrawal is
How the Heller Wealth Management Reservoir Strategy works and how it may help you overcome panic selling and market fears
And more

Resources:

Webinars

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